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Everyone knows someone who has had a heart attack, been diagnosed with cancer, or had a stroke.
Now there is an innovative approach to help those who have suffered a critical illness.
What If...
Tomorrow you or one of your key employees had a HEART ATTACK, developed CANCER, or were diagnosed with some other form of CRITICAL ILLNESS? How would you overcome the loss, for an undefined period of time, of that employee's economic contribution?
Consider the following facts.
The likelihood of being diagnosed with a critical illness during the income producing years is significantly higher than the likelihood of dying.
48% of mortgage foreclosurers are due to a critical illness.*
only 3% of mortgage foreclosures in America are due to death
50% of all bankruptcies in America are due to a critical illness -
79% of those people had medical insurance**
65% of the total cost of cancer are "non-medically related" and not covered by health insurance***
A Solution
Critical illness insurance is a lump sump cash benefit (up to $1 million) that will be paid upon the first confirmed diagnosis of an illness or medical condition covered by your policy. Included in the coverage are the following illnesses or medical conditions:
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Invasive Cancer
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Advanced Alzheimer's
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Heart Attack
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Paralysis
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Stroke
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Coma
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Major Organ Transplant
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Occupational HIV
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End Stage Renal Disease
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and more...
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Critical Illness Insurance returns all premiums paid at death if not used.
For more details click here.
Call and speak with us today. We will be glad to answer your questions, set up an appointment, talk to you about innovative insurance ideas, and help you plan responsibly for your small business.
Diane Palm
1989 O Rd
Central City, NE 68826
(308) 946-5624
dpalm@mainstaycomm.net
*National Center for Health Statistics 2000 **Nortion Bankruptcy Advisor 2000 ***2002 Cancer Facts & Figures, American Cancer Society
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Diane